Over the past year, the legalization of sports betting has taken center stage in statehouses across the country. In Pennsylvania, the industry has quickly evolved just in the past few months.

The state’s first betting apps have hit the market, from SugarHouse to FanDuel Sportsbook, Pennsylvania sports betting has started to acclimate to the new landscape.

Additionally, the state’s first online casinos have rolled out, from Parx and BetRivers to SugarHouse.

The gambling options keep growing. However, depositing funds into their accounts can often become a hassle for users.

Credit cards, in particular, can be a pain for customers. Certainly the go-to payment option for the majority of folks, this method can create headaches when they get declined. It could turn users away.

Fortunately, a variety of other payment methods exist to ease these pains.

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Credit card companies err on side of caution

When New Jersey launched its first online casinos, credit card decline rates exceeded 75%, according to Legal Sports Report. By 2018, that rate dipped but still hovered around the 50% mark.

The Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006 criminalized credit card companies that processed “illegal” gambling charges without explicitly defining “illegal.” As such, credit card companies became cautious, electing not to approve gambling-related charges, even if they were legal.

Such issues have limited the number of depositing methods for customers.

Alternative PA online gambling deposit options

The beauty of an expansive gambling market is variety. Not just in casinos and sportsbooks, but also in terms of payment methods.

After all, an industry cannot become successful if the sole avenue of revenue stems from credit card deposits. Already, online casinos and betting apps in Pennsylvania have shown their flexibility.

Cash at casino cage

For those who combine casino adventures with the joy of gambling from anywhere online, this is a straightforward option.

Visit the property whose branded online casino or betting app you fancy and simply deposit into your online account at the cashier’s cage.

So, for example, SugarHouse Sportsbook members would travel to SugarHouse Casino in Philadelphia to fund their mobile accounts.

Branded prepaid cards

They look like debit cards and act like debit cards, but these carry the insignia of their respective brands. You will see them listed as a deposit option, often under Play+, which is a branded prepaid card.

Every property with an online presence has them.

From Parx to Rivers, casinos carry prepaid cards on which customers can load and withdraw cash. Load one up and use it to fund online accounts from home.

ACH/e-check deposits

Some sites allow users to make a simple online bill pay or set up a wire transfer to fund their accounts. That said, some banks remain opposed to approving such transactions. Additionally, those tend to come with fees for the customer.

What every gambling app does accept, however, is a bank transfer resemblance: e-checks and ACH desposits.

Rather than directly connecting a bank account to an online gambling account, customers are essentially having their banks send an electronic check.

E-checks are generally instantaneously deposited on the site, so if you are looking for a quick and secure method to get started, this is a good one.


Throughout the state, 7-ElevenCVS and Family Dollar stores afford users the opportunity to deposit funds into their accounts.

By downloading a voucher from their select online casino or betting app, customers can visit their local store and do just that.

PayPal and other e-wallets

Additionally, PayPal has arrived as a deposit option in Pennsylvania, courtesy of FanDuel.

The payment processor basically serves as a third-party bank account, of sorts. Another name for it is an e-wallet. By connecting a credit card or bank account to their PayPal, customers can then link their PayPal to their online gambling accounts to makes deposits.

For now, FanDuel stands as the only operator utilizing PayPal, but more could jump on board in the future.

However, given the high tax rates in Pennsylvania creating low margins for online casinos, don’t be surprised if some sites pass on PayPal. The processing fees associated with e-wallets are high, meaning online casinos may not want cut into already slim profits.

Hurdles averted with more online gambling payment methods

Yes, different ways of funding accounts abound in Pennsylvania. Thus allowing customers to avoid potential headaches should their credit card companies deny related transactions.

This is exactly why Pennsylvania operators created as many alternatives. They are well aware of these issues and need to establish different avenues for customers to enjoy their desired online casinos and sportsbooks.